Job Details

*This position is available out of Billings, Bozeman, Helena, Kalispell, Lewistown, and Missoula, MT

Summary

The AML/CFT Investigation Analyst is a vital resource for the organization's compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures for the Bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams. These functions primarily involve the detection and timely reporting of suspicious activity.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $58,011.68 + / per year (calculated for Kalispell, MT).

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

Description

• Investigate accounts for potentially suspicious activity and, when detected, draft Suspicious Activity Reports (SARs). Report SARs to FINCEN in a timely manner. Support investigative conclusions by drafting concise, accurate, and logical investigative summations that are subject to quality assurance evaluation and potential examiner scrutiny.
• Maintain proficiency with the Bank's AML systems, core banking systems, and transactions processing systems to ensure thorough, efficient, and accurate investigations.
• Maintain a working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new account originations, wire transfers, electronic banking and letters of credit. Maintain an advanced working knowledge of money laundering red flags and typologies.
• Ensure that training is kept current on BSA/AML/OFAC regulations. Participate in required internal and external industry training.
• May assist BSA management in developing and maintaining standard processes and procedures. May participate on the CBSAT SAR Review Committee.
• May perform administrative or liaison functions including, but not limited to, communicating with management or division employees on process improvements, higher-risk customer behaviors, and potential client disengagement.
• Provide support to management and internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner.
• May be required to identify issues or collaborate with other BSA operational teams involving CIP, CDD, EDD, and Quality Assurance.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

About You

• Education: Required: Associate Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field. Preferred: Bachelor's Degree in same areas.
• Experience: Required: 3 years banking experience in branch/back office operations, compliance, audit, lending or a related function. Required: 1 year investigations experience preferably in law enforcement, security, fraud, or anti-money-laundering.
• Advanced knowledge of bank products and services, understanding of bank operations and flow of funds.
• Knowledge of BSA/AML regulations, suspicious activity for money laundering, terrorist financing and fraud, and AML red flags and typologies.
• Experience using Excel for data review and analysis, including Pivot Tables, charts, and Macros.
• Trustworthy, credible, discretion, diplomacy, excellent communication, team player, organizational, multitasking, attention to detail.
• Regular, reliable, timeliness of attendance.
• Equivalent combination of relevant education and work experience considered acceptable.
• Travel: Occasional travel required (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation.

What We Offer

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized. Visit our website for more details. Check it out!

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.